i7 Insurance
Offices in Daphne and Silver Hill, Alabama, USA
(251) 709-1355
Monday - Friday
9:00 AM - 5:00 PM
Saturday - Sunday
By Appointment Only
Frequently Asked Questions
Typically the answer is a resounding “YES!” Most insurance carriers don’t require a face-to-face interview anymore. However, this will typically add an extra step of your having to “confirm” your “signature” with additional email/s directly from the carrier being applied to. Usually, carriers expect a response to their email, ie. your “electronic signature,” within 12-24 hours or the application is voided.
Usually, depending on the type of policy being applied for, it can take as little as one week, to as much as six weeks depending on how much underwriting needs to be done.
Yes, that’s why i7 Insurance exists…to take the right angle to solve real life needs. Based on a variety of factors, such as your age, overall health, any mitigating recent health episodes, present age of your children, retirement goals, amount owed on your mortgage, etc., I can find a solution that will fit in your budget and offer you and your family the protection and peace of mind you need!
Absolutely! Wading through all of the various Medicare options available to you each year can be a daunting task. At i7 Insurance, I will take the time to help you understand completely what your benefits are with each of the various plans available to you. Needs change from year to year, AND plans change from year to year, so it’s important that you have an agent who will walk with you every step of the way.
You will not be charged for the paramed, and you are under no obligation to purchase the insurance if you have a paramed done. It usually takes about 10-15 minutes, and the nurse will come to your house or your work–whatever is the most convenient place for you. The paramed will also be scheduled at a convenient time for you. Please note: If the insurance carrier does require that you have a paramed done, this could actually be a “life-saver” for you. One client of i7 Insurance found out he had some significant heart issues because he had the paramed done and was able then to consult a cardiologist before experiencing a life-threatening event. While this meant having to wait on getting life insurance, the trade off for him was certainly worth it, and he can reapply for life insurance after a year.
If Marketplace plans aren’t affordable, off-Marketplace and Exchange options may be available. These plans are offered outside the Marketplace and can sometimes reduce costs.
- Available year-round
- Not limited to open enrollment
- Underwriting typically takes about two weeks
Our team can help determine if one of these options is right for you.